The complex solution for allowance of credits and loans consists of specialized software and a terminal of self-service with a touch monitor, a cash acceptor, a dispenser of notes, a pin-pad, a card reader, a dispenser of cards, a printer of documents, a passport scanner, a web cam, a printer of checks.
Our company always offers an extended complete set of the terminal and control of additional functions as per the requirement of the client.
In the automated system of credits and loans allowance the modern methods ensuring safety are used, including the following:
- Verification of the borrower mobile phone number by SMS;
- Use of contracts forms with electronic tags;
- The web cam for registering all the actions of the client;
- Passport authenticity is verified by scanning the documents in the UF and infrared ranges;
- Identification and review of the customer is performed remotely by a specialist for the credit institution;
- Receiving the biometric data base of borrowers (optional);
- Installation of a camera for a full-view photograph (optional).
Advantages of the solution for allowance of credits and loans:
- Reduction of the creditor’s expenditures for granting loans;
- Increase in the number of loans granted due to the installation of the solutions in busy locations and 24/7 availability;
- A combination of three simultaneous functions in one terminal: credit application, dispersal, and repayment;
- Easy operation.